Article VII, Declarations:
We are not condominiums!
We are not rental apartments!
We are not investor territory!
We are owner-occupied homeowners!
We are single family townhomes!
Homeowners at Sharon South need HO-3 insurance, not HO-6 insurance.
An HO-6 insurance policy WILL NOT COVER YOU AT SHARON SOUTH because we are not condos
(trust us on this one – real estate agents and insurance companies may try to tell you otherwise!)
The Article below in our Declarations explains how various exterior structures are a combined responsibility between the homeowner and the association.
Our community was created in 1970 as a planned and private yet shared residence; therefore, since we predate the 1999 North Carolina Planned Community Act, our CCRs are structured differently from other planned communities formed in more recent years than real estate and insurance agents may be accustomed to. We believe it is the shared responsibility of real estate agents, insurance agents, potential buyers, and homeowners alike to make themselves aware of the requirements specific to homeownership at Sharon South that enables us to sustain and enjoy our unique quality of life.
For water/sewer problems that may originate in the common areas, you MUST call Cedar Management. (If you call another plumber for a leak or sewer line backup, and the problem is determined to be the Association’s responsibility, you will NOT be reimbursed for the expense.)
Article VII, Declarations:
Exterior Maintenance
In addition to maintenance upon the Common Area, the Association shall provide exterior maintenance upon each Lot which is subject to assessment hereunder, as follows: Paint, repair, replace and care of roofs, gutters, downspouts, exterior building surfaces, trees, shrubs, walks, and other exterior improvements. Such exterior maintenance shall not include glass surfaces. In order to enable the Association to accomplish the foregoing, there is hereby reserved to the Association the right to unobstructed access over and upon each Lot at all reasonable times to perform maintenance as provided in this Article.
In the event that the need for maintenance, repair, or replacement is caused through the willful, or negligent act of the Owner, his family, guests, or invitees, or is caused by fire, lightning, windstorm, hail, explosion, riot, riot attending a strike, civil commotion, aircrafts, vehicles, and smoke, as the foregoing are defined and explained in North Carolina Standard Fire and Extended Coverage insurance policies, the cost of such maintenance, replacement, or repairs, shall be added to and become a part of the assessment to which such Lot is subject.
This requirement of the CCRs requires an HO3 Homeowner’s Insurance policy, not an HO6 condominium policy.
An HO6 policy WILL NOT COVER YOU AT SHARON SOUTH.
Riders
Homeowners are encouraged to purchase a suitable insurance rider to cover costs in the event of interior damage due to sewage backup, even if the backup occurred in a line within the common areas.
While it remains the Association’s responsibility to maintain the sewer lines located on all the common grounds, the Association is not obligated to pay for damage to the interior of any unit or the contents thereof.